Peraturan Otoritas Jasa Keuangan Republik Indonesia No. 13/POJK.02/2018 tentang Inovasi Keuangan Digital di Sektor Jasa Keuangan (Bahasa Indonesia); Financial Services Authority (OJK) Regulation No. 13/POJK.02/2018 of 2018 on Digital Financial Innovation in Financial Services (English Language)